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Individual deposits in banks up 0.8% to record-breaking UAH 1.4 trillion in January

Гроші. Фото: Depositphotos
Гроші. Фото: Depositphotos

In January, the amount of funds placed by individuals in bank accounts in hryvnia and foreign currency, according to operational data, increased by 0.8% to a record-breaking UAH 1,409.211 billion.

This is evidenced by data from the National Bank, Ukrainian News Agency reports.

In 2025, the amount of individual deposits in banks increased by 15.4% from UAH 1,212.775 billion.

Individual deposits in banks in hryvnias did not change during the reporting period and amounted to UAH 940.464 billion.

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At the same time, the amount of individual foreign currency deposits in hryvnia equivalent in the reporting month increased by 2.3% to UAH 468.748 billion.

Deposits of legal entities (hryvnia and foreign currency) decreased by 4% to UAH 1,685.500 billion during the reporting period.

The average interest rate on hryvnia deposits (monthly average) in the reporting month for legal entities decreased by 0.1 pp to 10.2%, and for individuals increased by 0.2 pp to 10.8%.

The rate on foreign currency deposits for legal entities was 0.6%, for the population - 0.9%.

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As Ukrainian News Agency earlier reported, in 2024, the volume of population deposits in banks increased by 12.6% from UAH 1,078.346 billion.

In 2023, the volume of population deposits in banks increased by 16.5% from UAH 926.488 billion.

In 2022, household deposits in banks increased by 29.3% from UAH 719.418 billion.

In 2021, household deposits in banks increased by 6.8% from UAH 674.718 billion to UAH 720.932 billion.

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