Share of NPL in banks up 0.2 pp to 12.8% in May

The share of non-performing loans (NPL) in the banking sector increased by 0.2 pp to 12.8% in May.

This is stated in the materials of the National Bank, Ukrainian News Agency reports.

Since the beginning of the year, it has decreased by 1.1 pp.

The factors for reducing the share of NPL in January-May 2026 were both an increase in the volume of new loans of better quality and the settlement of non-performing debts.

Thus, the gross volume of loans in the banking system during the specified period increased by UAH 113.9 billion, or 8.4%, to UAH 1.474 trillion.

At the same time, the volume of non-performing loans decreased by UAH 922 million, or 0.5%, to UAH 188.4 billion.

The share of NPLs of individuals decreased by 0.4 pp to 10.4%, businesses - by 1.7 pp to 15.3%.

The reduction in the share of NPLs was recorded in all groups of banks:

- in state-owned banks - to 18.4%;

- in private Ukrainian banks - to 8.0%;

- in banks with foreign capital - to 5.8%.

As Ukrainian News Agency earlier reported, in December 2025, state-owned banks wrote off a large amount of old non-performing assets by over UAH 170 billion, so the share of NPLs decreased to a fifteen-year minimum.

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