Within the framework of a joint memorandum on readiness to finance the restoration of the energy infrastructure after massive attacks by russia, banks have provided financing for business and population projects in 21 regions of Ukraine for UAH 38.7 billion.
This is stated in a message from the National Bank of Ukraine (NBU), Ukrainian News Agency reports.
According to a survey of banks, from June 1, 2024 to March 1, 2026, they provided more than 3,000 loans to businesses for the amount of UAH 35.9 billion and more than 15,000 loans to the population for the amount of UAH 2.8 billion.
Banks have joined the implementation of projects for the development, reconstruction and restoration of generation with a capacity of 1.405 GW.
The largest amounts of financing in this direction were provided for the development of solar power plants, gas and hydro/bio/wind installations.
In addition to generation, banks finance electricity storage projects (creation of storage systems, purchase of inverters and batteries, etc.), heat supply, modernization of heating equipment.
The capacity of these projects is 587 MW.
Previously granted loans are gradually being repaid in part or in full, so the gross portfolio of "energy" loans to legal entities as of March 1, 2026 amounted to UAH 25.7 billion, to individuals - UAH 2.2 billion.
In order to promote further credit expansion, the National Bank in February introduced comprehensive changes to improve approaches to banks' assessment of credit risk and the organization of corporate governance.
In addition, in February, banks, in addition to the memorandum on financing the restoration of the energy sector, updated the indicative terms of financing investment projects in order to facilitate more flexible formation of credit products and expand business opportunities.
Currently, 53 signatories have joined the memorandum.
As Ukrainian News Agency earlier reported, the Financial Stability Board initiated the update of the Lending Development Strategy given the importance of a systemic approach to changing the infrastructure for lending development in order to ensure long-term sustainable effects and promote increased credit penetration without excessive risks to financial stability.
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