NBU approves bank resilience assessment for 2026

The National Bank has approved the assessment of bank resilience for 2026.

This is stated in the message of the NBU, the Ukrainian News agency reports.

The peculiarities of the resilience assessment in 2026 are defined in the Resolution of the Board of the National Bank of Ukraine No. 148 dated December 19, 2025 "On the peculiarities of assessing the resilience of banks and the banking system of Ukraine in 2026". The approach is in line with the assessment of the resilience of banks and the banking system in 2025.

The assessment will be carried out in three stages and will include: an asset quality review (AQR) by independent auditors as of January 1, 2026, extrapolation of its results for all banks (if necessary), as well as stress testing for banks under baseline and adverse macroeconomic scenarios with the determination of the required levels of capital adequacy ratios.

The largest banks will undergo stress testing in 2026 based on three criteria: the size of risk-weighted assets, the amount of deposits attracted from households, and the amount of net loans to households, as well as banks that needed capitalization based on the results of the 2025 resilience assessment.

This approach will be applied to 26 banks, which account for more than 90% of the banking system's assets:

JSB PrivatBank;

JSC Oschadbank;

JSC Ukreximbank;

JSB Ukrgasbank;

JSC Sense Bank;

JSC Raiffeisen Bank;

JSC UKRSIBBANK;

JSC OTP BANK;

JSC CREDIT AGRICOLE BANK;

JSC PROCREDIT BANK;

JSC ProCredit Bank;

JSC KREDOBANK;

JSC PRAVEX BANK;

JSC FUIB;

Joint-stock bank Pivdennyi;

JSC TASKOMBANK;

JSC Universal Bank;

JSC BANK CREDIT DNEPR;

JSC VST BANK;

JSC A-BANK;

PJSC MTB BANK;

JSB Lviv;

JSB Idea Bank;

PJSC CB ACCORDBANK;

JSC BANK ALLIANCE;

JSC CB GLOBUS;

JSC JSB RADABANK.

The results of the assessment of the resilience of banks and the banking system of Ukraine will be published by December 31, 2026.

As the Ukrainian News agency earlier reported, the National Bank in 2025 resumed regular assessment of the resilience of banks and the banking system with the involvement of external auditors to assess asset quality and the use of an unfavorable scenario as part of stress testing.

The resumption of the standard annual resilience assessment is a step towards strengthening the financial sector's ability to withstand existing and potential challenges and is envisaged by agreements with international partners, in particular the Memorandum of Economic and Financial Policies with the IMF and the Ukraine Plan for the implementation of the EU financial support program "Ukraine Facility."

To request a correction, please send an email.