Mortgage lending in September up 14% to UAH 1.6 billion

In September, Ukrainian banks issued 851 mortgage loans for a total amount of UAH 1.6 billion.

This is evidenced by the data of the monthly Bank Survey on Mortgage Lending, Ukrainian News Agency reports.

Коротко про результати опитування:

Briefly about the survey results:

- 532 loans for UAH 1 billion were provided in the primary real estate market, of which 152 for UAH 276 million were provided under the collateral of property rights to future real estate;

- 319 loans for UAH 621 million were provided in the secondary real estate market;

- the weighted average effective rate was 8.13% per annum in the primary market and 9.37% in the secondary market;

- the quality of the mortgage portfolio is good: the share of non-performing loans is at the level of 12%.

In terms of regions, the largest number of mortgage loans in September was issued:

- in the Kyiv Region (303 contracts for a total amount of UAH 599 million, or 37% of the total);

- in the city of Kyiv (155 contracts for UAH 350 million);

- in the Lviv Region (46 contracts for UAH 95 million);

- in the Ivano-Frankivsk Region (53 contracts for UAH 90 million);

- in the Volyn Region (35 contracts for UAH 61 million).

During the survey, 39 banks with a share of over 95% of the total gross mortgage portfolio responded, of which 14 banks reported issuing new mortgage loans.

As Ukrainian News Agency earlier reported, in June 2025, the Financial Stability Council approved the Strategy for the Development of Mortgage Lending, aimed at developing market mechanisms in this market segment in order to increase housing affordability.

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