The share of non-performing loans (NPL) in the banking sector continues to decrease and as of September 1, 2025 reached 25.3%, which is 4.9 pp less than the indicator at the beginning of the year.
This is evidenced by data from the National Bank of Ukraine, Ukrainian News Agency reports.
The determining factor in the reduction of the share of NPL in January-August 2025 was the growth in the volume of new loans of better quality.
Thus, the gross volume of loans in the banking system during this period increased by UAH 183.5 billion, or by 14.1% to UAH 1.482 trillion.
At the same time, the volume of non-performing loans decreased by UAH 17.7 billion, or by 4.5%.
The share of NPL of individuals in the first eight months of 2025 decreased by 2.3 pp to 13.2%, and of businesses by 5.7 pp to 33.2%.
Excluding the debts of the former owners of JSC CB PrivatBank and old debts of state-owned banks, the share of NPL as of September 1, 2025 is 20.0% in state-owned banks and 14.6% in the banking system as a whole.
As Ukrainian News Agency earlier reported, on the eve of russia's full-scale invasion of Ukraine, the share of NPL in Ukrainian banks began to decrease: from 55% in 2018 to 27% as of March 1, 2022.
Who we are: About us, Contacts. How we write news and our principles: Editorial code. We did our best. If you found this valuable – please support us.
To request a correction, please send an email.