During the second quarter of 2025, transaction volumes increased in all segments of the non-banking financial services market.
This is stated in the Non-Banking Financial Sector Review, Ukrainian News Agency reports.
The total assets of non-banking financial services providers in the second quarter decreased by 11.7% compared to the previous quarter due to the voluntary refusal of a license by a large state-owned leasing company. At the same time, assets increased by 1.8% year-on-year.
The share of assets of non-banking financial institutions supervised by the NBU in the assets of the financial sector decreased to 8.9% during the second quarter.
In the second quarter, the assets of risk insurers increased by 8% compared to the previous quarter and by 26% year-on-year, and those of life insurers - by 3% and 12%, respectively.
Insurance premiums of risk insurers increased, while life insurance premiums decreased.
Net profit of risk insurers in the first half of the year increased by a third in annual terms and amounted to UAH 1.9 billion, and return on capital increased by 2 percentage points - to 10%.
The financial result of life insurers decreased by half - to UAH 0.45 billion.
According to the results of the second quarter, all insurers complied with the requirements for solvency capital (SCR) and minimum capital (MCR).
In the second quarter, the decrease in the volume of assets of deposit credit unions continued, while the assets of "unit" credit unions increased slightly, despite a decrease in their number.
The volume of new loans increased by 11% per quarter. At the same time, the volume and quality of the loan portfolio remained almost unchanged.
Moderate profitability of credit unions, due to the dissolution of reserves, contributed to the growth of credit unions' equity capital - by 11.4% per quarter and by 8.7% per year.
As of early July, two unions violated the regulatory capital adequacy ratio, one union with a license to attract deposits also did not comply with the H2 ratio, and three more such unions did not have an adequate liquidity reserve.
The volume of assets of financial companies in the second quarter decreased by 16.4% compared to the previous quarter and by 3.3% in annual terms, primarily due to the deprivation of the license of the state-owned lessor company.
The volumes of loans granted and financial leasing increased, while the volumes of guarantees and factoring decreased slightly.
82% of institutions received profits in the first half of the year. Almost half of the segment's profit, as before, was provided by PrJSC "KRFINZHYTLO - the operator of the eOselia program (mainly due to payments for government bonds in capital).
The number of companies violating prudential regulations decreased from seven to five per quarter. Companies that do not eliminate violations are leaving the market. The sources of capital increase by a number of companies to comply with regulatory requirements are being checked.
Pawnshop assets in the second quarter increased by 1.9% compared to the previous quarter and by 15.4% year-on-year. Lending volumes increased by 16.7% and 62.1%, respectively. Income from the provision of financial services increased, so the segment was profitable, despite the increase in expenses.
As Ukrainian News Agency earlier reported, in July, 13 non-bank financial institutions were excluded from the registers.
The number of non-bank financial market participants in July decreased from 812 (as of July 1, 2025) to 799 (as of August 1, 2025), the number of banks remained unchanged - 60.
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