Banks are not going to raise rates on household deposits.
This is stated in the National of Ukraine (NBU) report, Ukrainian News Agency reports.
In the first quarter, banks expect an increase in the value of corporate deposits, while the value of household funds and wholesale funding will remain almost unchanged.
The share of funding in foreign currency in the fourth quarter decreased in banks that account for 73% of banking sector assets.
The same share of respondents expects a decrease in the share of foreign currency liabilities in the first quarter of this year.
The maturity of funding in the fourth quarter slightly decreased in banks that account for almost half of banking sector assets.
In the next 12 months, respondents do not expect changes in the maturity of investments.
Banks that account for three quarters of the sector's assets reported an increase in the total volume of capital over the past 12 months, almost all respondents expect this trend to continue in the next 12 months.
Survey participants from the third quarter of 2022 call profitability a determining factor in increasing capital in the future.
The survey on bank funding was conducted from December 16, 2024 to January 10, 2025 among bank managers responsible for liability management. Responses were provided by 26 financial institutions, their share in the total assets of the banking system is 96%.
As Ukrainian News Agency earlier reported, the survey results reflect the opinions of respondents and are not estimates or forecasts of the National Bank of Ukraine.
The survey on expectations in the second quarter of 2025 will be published in April.
Who we are: About us, Contacts. How we write news and our principles: Editorial code. We did our best. If you found this valuable – please support us.
To request a correction, please send an email.