Ukrainian banks in September 2024 issued 681 mortgages totaling UAH 1.2 billion.
The National Bank announced this with reference to the data of the monthly survey of banks on mortgage loans, the Ukrainian News agency reports.
The volume of mortgage loans provided to the population in September 2024 decreased by 1.8% compared to the previous month (August 2024), at the same time, it exceeded the figure for the same period last year (September 2023) by 0.6%.
12 banks that credited housing purchases informed about the issuance of a new mortgage in September.
Most of the deals were still in the secondary real estate market.
The driver of the mortgage segment remains preferential lending within the framework of the eOselia (eHome) program (almost all loans in September were provided within the framework of the program).
The weighted average effective mortgage rate in September rose to 8.3% per annum.
In the regional context, most mortgage loans in September were issued in the city of Kyiv and the Kyiv Region - 371 contracts totaling UAH 714.8 million (59.3% of the total), Lviv Region (38 contracts for UAH 72.3 million), Odesa Region (30 contracts for UAH 47.9 million), and Vinnytsia Region (25 for UAH 41.9 million).
In the October 2024 survey, 39 banks provided responses with a 98.9% share of the total gross mortgage portfolio at the end of 2021.
As Ukrainian News Agency earlier reported, Ukrainian banks in 2023 issued 6,114 mortgages totaling UAH 9.1 billion. The volume of mortgage loans provided to the population in 2023 increased almost fivefold compared to the previous year, and the number of transactions tripled.
In 2022, the number of mortgages fell by 5.3 times to 2,009, with 2/3 of the loans issued before the outbreak of the pandemic.
Banks in 2022 issued 2,009 mortgages totaling UAH 1.96 billion.
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