DGF transfers UAH 5.3 billion to state budget

According to the results of 2025, the Deposit Guarantee Fund (DGF) transferred UAH 5.3 billion to the state budget.

This is stated in the fund's message, Ukrainian News Agency reports.

Last year - according to the results of 2024 - the Fund sent UAH 7.9 billion to the state treasury.

The main sources of revenue to the Fund are regular contributions from banks participating in the guarantee system, income from investing funds in government securities, and income from the management and sale of assets of banks being liquidated.

If the Fund's adjusted capital exceeds the projected amount of guaranteed compensation, taking into account potential risks, the excess funds are transferred to the state budget.

Settlements under this mechanism have been ongoing for several years.

As is known, during the systemic banking crisis of 2014-2017, the National Bank declared 94 banks insolvent, i.e. more than half of the entire banking system.

Then, the fund for the reimbursement of guaranteed deposits turned to the state for additional financing.

Thanks to this decision, about UAH 90 billion were paid to depositors of insolvent banks on time.

State funds were attracted in exchange for promissory notes issued by the fund for UAH 60 billion.

By 2022, the fund had repaid liabilities for almost UAH 22 billion, including UAH 8 billion of accrued interest.

After the start of the full-scale russian invasion, in order to ensure the stability of the banking system of Ukraine, at the initiative of the President in April 2022, a law was adopted, which provided for a 100% guarantee of deposits of individuals and accrued interest for the period of martial law and three months after its end, as well as the termination of the fund's obligations under promissory notes, which had a positive impact on its capitalization.

In accordance with the law, an agreement was concluded between the DGF and the Ministry of Finance, which provided for the procedure for settlements, and the debt under promissory notes was transferred to contingent liabilities.

Payment under the agreement occurs only if certain circumstances occur - when the adjusted capital of the fund covers the expected future costs of paying compensation to depositors.

As of the end of 2025, the actual value of the fund's target indicator, which is defined as the ratio of the adjusted capital of the DGF to the amount of guaranteed depositor funds, was 3.12%, with a planned indicator of 2.8%, and the adjusted capital exceeded UAH 50.4 billion with positive growth dynamics.

As Ukrainian News Agency earlier reported, in the first quarter of 2026, 33 successful auctions for the sale of assets of banks in liquidation were held in the Prozorro.Sales system, for a total amount of UAH 1,003.7 million.