Share of NPL in banks down 0.3 pp to 12.6% in April

The share of NPLs in the banking sector is decreasing and as of May 1, 2026 it decreased to 12.6%, or by 1.3 pp, since the beginning of the year.

This is stated in the NBU report, Ukrainian News Agency reports.

The factors that contributed to maintaining the positive trend in January-April 2026 were both an increase in the volume of new loans of better quality and the settlement of non-performing debts.

Thus, the gross volume of loans in the banking system during the specified period increased by UAH 122.3 billion, or by 9.0%, to UAH 1.482 trillion.

At the same time, the volume of non-performing loans decreased by UAH 2.9 billion, or by 1.5%, to UAH 186.5 billion.

The share of NPLs of individuals decreased by 0.4 pp to 10.4%, businesses - by 1.6 pp to 15.4%.

The reduction in the share of NPLs was recorded in all groups of banks:

- in state-owned banks - to 17.9%;

- in private Ukrainian banks - to 7.7%;

- in banks with foreign capital - to 5.9%.

As Ukrainian News Agency earlier reported, in December 2025, state-owned banks wrote off a large amount of old non-performing assets by over UAH 170 billion, so the share of NPLs decreased to a 15-year minimum.