Share of NPL in banks down 0.5 pp to 13.3% in February

The share of non-performing loans (NPL) in the banking sector in February decreased by 0.5 pp to 13.3%.

This is evidenced by data from the National Bank of Ukraine, Ukrainian News Agency reports.

It is noted that new loans continue to maintain high quality, so the quality of the loan portfolio is good, and the level of defaults is at a historically low level.

Currently, the share of NPL in private Ukrainian banks is 8.1%, in banks with foreign capital - 6.4%, in state-owned banks - 18.7%.

The share of NPL in business loans is 16.6%, and in households - 10.7%.

In December 2025, state-owned banks wrote off over UAH 170 billion of old non-performing assets, so the share of NPLs in the banking sector decreased to below 14% as of January 1, 2026.

As Ukrainian News Agency earlier reported, on the eve of russia's full-scale invasion of Ukraine, the share of NPLs in Ukrainian banks began to decline: from 55% in 2018 to 27% as of March 1, 2022.